*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:#172332;font:16px/1.62 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif}a{color:inherit;text-decoration:none}a:hover{color:#b62437}img{display:block;max-width:100%;object-fit:cover}button,input{font:inherit}.topline{background:#102b48;color:#dce8f3;padding:7px 0;font-size:12px}.container{max-width:1240px;margin:auto;padding:0 22px}.topline .container{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}.masthead{background:#fff;position:sticky;top:0;z-index:10;box-shadow:0 3px 16px #0c1b2b13;border-bottom:1px solid #e4e9ed}.mastinner{display:flex;align-items:center;justify-content:space-between;gap:22px;min-height:92px}.brand{font-size:27px;font-weight:900;letter-spacing:-1.2px;line-height:1}.brand .mark{display:inline-block;padding:9px 11px;color:#fff;background:#102b48;border-radius:7px;margin-right:7px}.brand small{display:block;color:#687587;font-size:11px;font-weight:600;letter-spacing:1.1px;margin-top:8px}.menu{display:flex;gap:19px;align-items:center;flex-wrap:wrap}.menu a{font-size:14px;font-weight:750}.btn{border:0;background:#df3047;color:#fff;padding:11px 15px;border-radius:5px;font-weight:700;cursor:pointer}.btn:hover{background:#b52238;color:#fff}.mobile-toggle{display:none}.subnav{border-top:1px solid #eef1f3;background:#f7f9fa}.subnav .container{display:flex;gap:22px;overflow:auto;white-space:nowrap;padding-top:10px;padding-bottom:10px}.subnav a{font-size:13px;font-weight:700}.note{padding:12px 0;background:#f4f8fb;border-bottom:1px solid #e7edf2;font-size:12px;color:#536475}.ticker{display:flex;align-items:center;gap:18px;border-bottom:1px solid #dce3ea;padding:19px 0;margin:20px 0 28px}.ticker b{color:#c5263b;white-space:nowrap}.ticker a{font-size:14px}.ticker span{color:#9aa5ac;margin:0 8px}.section{margin:48px 0}.sec-head{display:flex;align-items:end;justify-content:space-between;gap:12px;border-bottom:3px solid #162f49;margin:0 0 22px;padding-bottom:12px}.sec-head h2{margin:0;font-size:27px;line-height:1.2;letter-spacing:-.7px}.sec-head a{color:#b9243a;font-weight:750;font-size:14px}.lead{color:#657383;font-size:18px;max-width:860px}.eyebrow{font-size:12px;font-weight:800;color:#bc2438;letter-spacing:1.15px;text-transform:uppercase}.hero-layout{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(280px,1fr);gap:24px}.feature{border:1px solid #e4e9ee;border-radius:8px;overflow:hidden}.feature .pic{width:100%;aspect-ratio:16/9}.feature .content{padding:23px}.feature h2{font-size:clamp(26px,3vw,42px);line-height:1.13;letter-spacing:-1.25px;margin:10px 0}.feature p{color:#576576}.stack{display:grid;gap:20px}.mini{display:grid;grid-template-columns:145px 1fr;gap:15px;padding-bottom:18px;border-bottom:1px solid #e6ebef}.mini img{width:145px;aspect-ratio:4/3;border-radius:5px}.mini h3{font-size:18px;line-height:1.25;margin:7px 0}.small{font-size:12px;color:#748090}.layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:32px}.grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.news-card{display:block;border-bottom:1px solid #e0e6eb;padding-bottom:22px}.news-card img{width:100%;aspect-ratio:16/9;border-radius:6px}.news-card h3{font-size:19px;line-height:1.28;letter-spacing:-.35px;margin:9px 0}.news-card p{color:#63707e;font-size:14px;line-height:1.55;margin:6px 0}.asidebox{background:#f4f7f9;padding:21px;border-radius:7px;margin-bottom:24px}.asidebox h3{margin:0 0 16px;font-size:21px}.asidebox a{display:block;border-top:1px solid #dfe6ea;padding:12px 0;font-weight:700;font-size:14px}.asidebox a:first-of-type{border:0}.spotlight{background:#102b48;color:white;padding:28px;border-radius:9px}.spotlight h2{font-size:30px;line-height:1.2;margin:9px 0}.spotlight p{color:#d8e4eb}.spotlight a{display:inline-block;background:white;color:#102b48;font-weight:800;padding:10px 15px;border-radius:4px}.faq details{border-bottom:1px solid #e2e8ed;padding:15px 0}.faq summary{font-weight:750;cursor:pointer}.faq p{max-width:900px;color:#576776}.footer{margin-top:65px;background:#11273d;color:#eaf1f6;padding:50px 0 25px}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:25px}.footer a{display:block;font-size:14px;margin:9px 0;color:#d5e1e9}.footer p{font-size:13px;color:#d4dee6}.footer h4{margin:0 0 10px;color:white}.copyright{margin-top:28px;padding-top:20px;border-top:1px solid #ffffff25;font-size:12px;color:#d4dee6}.crumb{padding:22px 0;color:#687787;font-size:13px}.crumb a{color:#a52a40}.page-title{font-size:clamp(30px,4.5vw,52px);line-height:1.1;letter-spacing:-1.3px;margin:12px 0 18px}.article-shell{max-width:860px;margin:auto}.article-shell .heroimg{width:100%;aspect-ratio:16/9;border-radius:7px;margin:24px 0}.article-shell p{font-size:18px;line-height:1.85;color:#334354}.article-shell h2{font-size:29px;line-height:1.3;margin-top:38px}.article-shell ul{font-size:17px}.editorial-note{background:#f2f7fa;padding:18px;border-left:4px solid #be293b;margin:27px 0}.searchbar{display:flex;gap:8px;margin:18px 0 0}.searchbar input{width:100%;min-width:0;border:1px solid #d2dce4;border-radius:6px;padding:13px}.searchbar button{border:0;background:#102b48;color:white;padding:13px 20px;border-radius:6px;cursor:pointer}.search-results{padding:12px 0}.search-results a{display:block;padding:12px;border-bottom:1px solid #dce3e9}.introbox{padding:30px;background:#f2f6f8;border-radius:8px;margin:22px 0}.introbox h1{margin:0 0 10px}.pill{display:inline-block;background:#f0f3f6;padding:7px 11px;border-radius:20px;font-size:12px;font-weight:800;margin:0 6px 8px 0}.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}@media(max-width:980px){.layout{grid-template-columns:1fr}.layout aside{display:grid;grid-template-columns:1fr 1fr;gap:20px}.grid{grid-template-columns:repeat(2,1fr)}.menu{gap:11px}.menu a{font-size:13px}}@media(max-width:700px){.container{padding:0 16px}.mastinner{min-height:75px}.brand{font-size:22px}.brand small{font-size:9px}.mobile-toggle{display:block;background:#102b48;color:#fff;border:0;padding:10px 13px;border-radius:5px}.menu{display:none;position:absolute;top:75px;left:0;right:0;background:white;padding:20px;box-shadow:0 10px 20px #0002}.menu.open{display:grid}.subnav .container{gap:16px}.hero-layout{grid-template-columns:1fr}.feature h2{font-size:29px}.mini{grid-template-columns:118px 1fr}.mini img{width:118px}.grid{grid-template-columns:1fr}.layout aside{grid-template-columns:1fr}.sec-head h2{font-size:24px}.footgrid{grid-template-columns:1fr 1fr}.ticker{align-items:start}.ticker b{white-space:normal}.article-shell p{font-size:17px}}